Today, I’d like to talk about how to keep your habits in place, and how to change your negative ones into positive ones. I want to start by mentioning an excellent book called “The Power of Habit”. It’s a great place to learn about habits in general and to help you identify the habits you have.
In the previous post, I spoke about having a big vision for your finances, and that your habits will start to fall into place once you’ve identified that for yourself. If you haven’t yet, it’s a good place to start by sharing your financial goals. That’s only half of the equation though.
The second step to building positive money habits is being accountable to someone. If you have a partner, a spouse, you can do that together. Talk about your dreams and your vision for your finances. As a couple, it’s important to be aligned here and pull together.
After you’ve done that, you want to find someone you can keep accountable to. If you both tend to fall into negative money habits together, then you probably don’t want to make each other the accountability partners. Instead, you can find someone else, for example, another couple.
Now, make sure you’re keeping in routine contact with your accountability partner. This will help you stay on track towards your financial goals. For example, I have mentors I speak to regularly. They keep me accountable for what I do with my finances and support me in what I’m going through at the moment.
I’d like to ask you: How are you keeping yourself accountable? Who are you accountable to? Let me know in the comments below.